This article explores the trajectory of so-called guaranteed social housing in the Czech Republic as an example of penetrating financial instruments into the public policy realm. The project, promoted by the government’s Agency for Social Inclusion, was intended to encourage private landlords to rent their properties to people in need through commercial insurance against the risk of rent defaults. Using policy documents, media and interviews with governmental officers, the article describes the performative strength of financial instruments in the sphere traditionally occupied by the welfare state. In financialisation literature, the proliferation of financial instruments is often described as a one-way process in which these instruments colonise public domains. However, the empirical case discussed in the article shows that this process is much more complex and contingent, and financial instruments are not used as the best option but rather as a last resort in a situation marked by weak policies.
Comparative housing research is hindered by attempts to provide broad empirical categorisations of types of Housing Regimes and their equivalents and sweeping cross-country generalisations about their effects. Regime theory is right to recognise the housing provision is and can be organised in different ways but proselytises too strongly. Real issues and policy debates in countries are instead embedded in the existence of specific, tenure related, networks of housing provision and they widely differ across the world. Taking that on board can lead to more fruitful understandings.
On the one hand, Austrian social housing is stronger than ever due to the growing importance that social rental apartments play on the housing market. The volume, price, and quality standards of this housing are competitive with what is found in other sectors of the market and the social housing sector also helped to mitigate the effects of the Global Financial Crisis (GFC). On the other hand, pressure on the rental housing market has increased because demand for cheap housing has grown more than supply. The social housing sector thus has to address the vital question of how to increase targeting on low-income households and vulnerable groups and at the same time to maintain social mix and public support. In this paper I argue that the sector, in spite of its strong position, is facing some common European challenges that will redefine its role in the future. Yet, the social housing sector is overburdened if expected to solve many problems that have arisen due to non-housing issues.
In this paper, I analyse the post-war development of social rental housing in Norway. During the 20th century, Norwegian municipalities created some of the more means-tested and market-oriented social housing sectors in Europe. Given developmentsin other countries in recent decades, the Norwegian case is therefore highly relevant to the general debate on the residualisation of social housing in Europe. Using the case of Oslo as the main point of departure, I discuss key challenges of residual and market-oriented social rental housing. Drawing on city council debates, local government reports, and previous studies, I argue that the logic of extreme meanstesting creates policy dilemmas connected to contradictory policy goals.
This article presents the partial research findings on financial instability as a risk factor for the recurrence of homelessness among families enrolled in a Housing First project in the City of Brno (Czech Republic). The project represents an evidence-based social innovation focused on ending families’ homelessness. The research was designed as a Randomised Controlled Trial study accompanied by a qualitative evaluation. The data were collected through questionnaires, individual interviews, and focus groups. In the results section we follow the logic of a financial stability model and conclude that research results on financial stability overall did not prove to be statistically significant on a short-term scale. In the discussion, we state that prolonged material poverty combined with the nature of the Czech housing benefit system and the experience of residential alienation could increase the risk of the recurrence of homelessness for families. A crisis financial fund was established in an effort to prevent this.