Since the 1950s Spain has developed a set of policies aimed at stimulating ownership through subsidies mainly in the form of interest rates or mortgage quotas to developers and households neglecting other forms of housing provision, for instance social rent. That system provided one off benefit to the developer and/or the purchaser and could not be reused to help other households. The financial crisis in 2008 evidenced the weakness of the Spanish housing system in providing affordable and secure shelter by means other than homeownership. The existent housing provision system failed to avoid the large number of evictions while simultaneously banks became owners of a large amount of empty dwellings. To some extent, the severity of the situation exerted considerable political pressure to devise a new framework for action to alleviate the housing problem in Spain. In this paper based on the post -crisis evidence we argue the need to reformulate approaches to provide adequate and affordable housing for certain collectives in Spain.
On the one hand, Austrian social housing is stronger than ever due to the growing importance that social rental apartments play on the housing market. The volume, price, and quality standards of this housing are competitive with what is found in other sectors of the market and the social housing sector also helped to mitigate the effects of the Global Financial Crisis (GFC). On the other hand, pressure on the rental housing market has increased because demand for cheap housing has grown more than supply. The social housing sector thus has to address the vital question of how to increase targeting on low-income households and vulnerable groups and at the same time to maintain social mix and public support. In this paper I argue that the sector, in spite of its strong position, is facing some common European challenges that will redefine its role in the future. Yet, the social housing sector is overburdened if expected to solve many problems that have arisen due to non-housing issues.